Motorhome Insurance

What You Need to Know Before Buying Your First Motorhome

In this day and age of mobility it is no surprise to find that more people are purchasing motorhomes to either live in, or at the very least, as a part time home away from home. With the right kind of motorhome insurance, you can be free to roam the planet!

The thought of life on the road brings to mind adventure and romanticism, and with the availability of wireless internet the possibility of earning a living while mobile is becoming more possible.

Often referred to as RV’s, there are several types of motorhomes. Not all of them have engines, but almost always, they are referred to as motorhomes. For the purpose of this article, we will refer to all types as RV’s. While the possibility may be attractive, the responsibilities are many. For some, just the cost of maintaining their new adventure wagon can be prohibitive. Here are a few things you should know before purchasing your new sense of freedom.

The first RV type is the pop-up camper style that can be towed with an auto, or pickup. Generally these have the very basic amenities, beds, cook-stove, sink, and are the smallest. These will require some sort of set-up other than levelling and connection to utilities. Even though they are fairly comfortable, they are more susceptible to the elements. This type is lower maintenance than the other types, and can be had for anywhere from a few hundred to several thousand pounds.

Another type of RV is the travel trailer (often called a caravan elsewhere). The size of this type can range from tow behind a car on a ball hitch to as large as requiring a fifth wheel and a large pickup to tow it. This type will require more maintenance than pop-ups, but will also have more amenities and be more comfortable on a day to day basis. This type is more expensive, but most that own one will say that it is an expense well worth it.

The final, and largest, type of RV is the real motorhome. These will have an engine, either diesel or unleaded petrol, that will propel the vehicle. The term “largest” also applies in every area of these RV’s. More amenities, larger living spaces, nicer kitchens, and more bath accommodations. The cost of these RV’s can also be prohibitive, for upkeep and purchasing. You should be able to save on your insurance if you have a good no claims bonus, be sure to shop around.

The type of RV you ultimately purchase will be ruled by the funding available to you, and there is a lot more to maintaining an RV than meets the eye, but this should give you a good start on your research into the accommodations for your next adventure.

Harvey Taylor is a professional writer who writes on various insurance related topics. For more information on motorhome insurance, he suggests you to visit

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